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The Table with Anthony ONeal

After 15 Years in Finance: 6 Summer Expenses That Keep You BROKE

The Table with Anthony ONeal

The Neatness Network

Society & Culture, Careers, Self-improvement, Investing, Business, Education, Relationships

4.92K Ratings

🗓️ 23 June 2025

⏱️ 29 minutes

🧾️ Download transcript

Summary

On this episode of The Table with Anthony ONeal, we’re showing you how to enjoy a successful summer, without falling into the debt trap. While most people overspend during this season and pay for it later, you’ll learn how to stay ahead by making smart money moves that won’t set you back come fall. One key step? Building a strong credit profile without taking on more debt. Today's show is all about having fun and securing your financial future at the same time. Mentioned On Today's Show: **This show is sponsored and brought to you by Dovly AI!** 🌐 Dovly AI: https://anthonyoneal.com/dovly 💲Wealth Builder Tool: https://link.anthonyoneal.com/wealthbuilder 💰 Wealth Calculator: https://link.anthonyoneal.com/wealthcalculator 📔 Order My New Book: https://www.anthonyoneal.com/book 📖 Book of the month: https://amzn.to/3Zm7mjQ 🔗 CONNECT WITH ANTHONY ONEAL Start your journey to financial freedom and legacy building today: 👉 https://www.anthonyoneal.com 🎯 FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbuilder 🧠 Book a FREE 15-minute financial plan: https://www.anthonyoneal.com/getmyplan 📞 CALL IN & BE ON THE SHOW: Have a money question? Call and leave a voicemail for a chance to be featured on the show! 📱 Call: (771)-224-8131 ABOUT ANTHONY ONEAL Anthony Oneal is a nationally bestselling author, speaker, and host of The Table. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he’s helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy—without relying on credit cards or student loans. 🤝 CHECK OUT MY NETWORK PARTNERS These are trusted tools and services I personally recommend to help you win with money: Better Help (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly MooMoo (Start investing & get 5 FREE sticks today): https://www.anthonyoneal.com/moomoo Affiliate Disclaimer: Some of these links are affiliate links, which means I may earn a commission if you choose to sign up or make a purchase. However, none of these services charge you extra—many actually offer special discounts just for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. 📲 FOLLOW ANTHONY ON SOCIAL MEDIA Instagram: https://www.instagram.com/anthonyoneal TikTok: https://www.tiktok.com/_anthonyoneal Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Transcript

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0:00.0

What's going on family? Listen, man, summer is here, and I want to keep it real with you today.

0:05.4

Actually, I want to keep it 100 with you. Well, everybody is out here living their absolute best life, quote, unquote.

0:12.5

This is also when people are making some of the unwise financial decisions. And I would even say, from a respectful standpoint, some dumb financial mistakes that will have

0:23.7

them crying come September, come October, November, especially going into the Christmas months.

0:29.1

And I want to be honest with you up front.

0:32.3

If you're a parent, your kids are home and probably driving you crazy while you're at work,

0:39.2

heck, your grocery bill for sure has just went up. And you know what? Your AC bill is probably going to go through the roof.

0:46.2

I totally get it because I remember being a young kid, being at home, and seeing the frustrations

0:53.3

on my parents' face. So don't even get me

0:57.3

started because I understand what you're about to go through. Plus, y'all are planning trips

1:01.9

left and right, trying to keep the kids active and going. So listen, I hear you. There is

1:09.4

absolutely nothing wrong with enjoying life. But we're going to talk about

1:14.1

how to have fun without destroying your financial future, without destroying the next six

1:20.9

months of your life. Because here's the thing. We're about to hit the second half of the year.

1:28.3

And I want to help you set up the next six months, not set yourself back six months,

1:36.3

but help you set up six months that can impact the next six years to 60 years of your life. Some of you all set out money goals for this particular year,

1:48.5

but the question is, have you hit them? And if you haven't hit them, are you on track to hit them?

1:54.3

If you're not even on track to hit them, the decisions we make in these next few months is going to truly impact the next few years of our life.

2:08.2

So listen, we're about to get locked in.

2:09.9

I need you to hit that subscribe button.

2:11.6

I need you to get out a pen and paper.

2:13.4

I need you to give you the next 20 minutes.

...

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