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The Ben Ferguson Podcast

Affordable Care Act or Unaffordable Care Scam? plus Trump’s Deportation Drive Linked to Falling Rents

The Ben Ferguson Podcast

iHeartPodcasts

Politics, News Commentary, News

4.94.7K Ratings

🗓️ 17 December 2025

⏱️ 34 minutes

🧾️ Download transcript

Summary

1. Affordable Care Act (ACA) Fraud and Waste

  • Government Accountability Office (GAO) Report: a preliminary GAO watchdog report reveals systemic fraud in ACA insurance exchanges.
  • Findings:
    • Federal auditors submitted 24 fake applications; 23 were approved for subsidies.
    • Fake enrollees received thousands of dollars monthly in taxpayer-funded subsidies.
    • $94 million paid to insurers for deceased individuals.
    • 68,000 Social Security numbers used by multiple people in 2024.
  • Implications: Suggests billions lost to fraud, with insurance companies benefiting and allegedly donating heavily to Democrats.

2. Rising Healthcare Costs

  • Premium Trends: ACA premiums have risen nearly twice as fast as employer coverage and three times faster than inflation since 2014.
  • Republican Response: House Republicans propose legislation to lower premiums, contrasting their “common-sense solutions” with Democrats’ approach of further subsidies.
  • Criticism: Democrats misled Americans about affordability and created incentives for insurers to exploit taxpayer funds.

3. Housing Affordability Crisis

  • Cause: Attributes skyrocketing housing costs to mass illegal immigration during the Biden administration.
  • Statistics: Rents fell 1.1% year-over-year and 5.2% compared to 2022, crediting Trump’s mass deportation policies.
  • Supporting Evidence: a Wharton School study linked population increases to rent hikes.
  • Political Messaging: Positions Trump administration policies as restoring affordability for working-class Americans.

4. Inflation and Economic Stress

  • Biden Inflation: Described as the worst in 50 years, disproportionately impacting working Americans.
  • Energy Prices: Trump policies are reducing energy costs, which will lower grocery and housing expenses.
  • Federal Reserve Criticism: Suggests the Fed played politics with interest rate decisions, harming housing affordability.

6. Mar-a-Lago Raid Controversy

  • New Revelations: Internal FBI emails show doubts about probable cause for the August 2022 raid.
  • Key Points:
    • FBI Washington Field Office expressed skepticism about evidence.
    • DOJ pushed forward despite warnings; Merrick Garland personally approved the warrant.
    • Prosecutor Jack Smith admitted mishandling classified documents and breaking chain of custody.
  • Allegations: Evidence was staged, DOJ acted politically to prevent Trump’s return to the White House.

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Transcript

Click on a timestamp to play from that location

0:00.0

This is an I-Heart podcast.

0:02.6

Guaranteed Human.

0:05.1

Waste, fraud, and abuse.

0:06.9

It's part of what the Trump administration said they were going to expose in our government.

0:11.9

It's part of what Doge was created to stop.

0:15.3

Well, now we have a new report out from the U.S. Government Accountability Office,

0:19.9

and it is raising shocking concerns about

0:23.3

fraud and deliberate improper payments within the Affordable Care Act and the insurance exchanges.

0:30.2

The Government Accountability Office releasing the preliminary Watchdog report showing not only

0:36.5

that, but serious vulnerabilities in the ACA

0:39.7

marketplace subsidies.

0:40.9

And people are making billions of dollars off of our tax dollars with fraud.

0:48.5

Federal auditors created fictitious identities to test the system.

0:53.3

All fake applicants in 2024 were approved for subsidized coverage.

1:00.5

In fact, 18 of the 20 fake applicants remained active into 2025.

1:08.5

Fake enrollees were awarded thousands of dollars in subsidies per month.

1:14.2

Taxpayers money automatically paid to the insurers. And now you know why the insurance

1:19.7

industry is giving record dollars to Democrats who are in office. All right, it's almost Christmas and and if you're a Patriot, you're going to love this.

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1:50.7

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