Reality Radio for a really great future.

We're talking real money.

Hello and welcome once again to the daily edition of Talking Real Money.

I'm Don McDonald.

Thanks for listening.

I appreciate it.

855-935 Talk is our phone number. That's 855-9355-8255-825 because 8255 spells talk and it's talking, but what we're doing about real money.

So if you have any questions about money issues of any kind, you can call them in and I'll answer to them on the daily podcast or you can call live when we're on on Saturdays from 3 to 5 Eastern Time and we'll answer them there.

But either way, we're going to answer your questions.

855-935 talk or you can send them in via talking realmoney.com, our website that is the all-purpose website that is getting a major redesign here

soon.

It's just really hard work.

It's going to take me a while.

It's always much harder than you think, isn't it?

Oh, well, welcome to the podcast.

It's a Monday.

And today I got the complete report from Standard Impores, the SPIVA US scorecard.

This just came out today.

We had the preliminary numbers a couple of weeks ago, but I got the whole big thick thing today.

Spiva stands for S&P Index versus Active.

So it's index, the indexes versus active mutual fund managers.

And last year, the S&P 500, which is the big blue chip index, was down 4.3%, 4.38.

...