Jan Thompson is a certified financial planner who does a lot more than just crunching numbers.

I had a couple that I worked with. He was not saved. She was saved. She desperately wanted to tithe. He wanted nothing to do with it.

So we worked out a compromise where he had no problem with her tithing off of the money he gave her, but she wasn't going to be tithing off of his money.

So she decided she was going to give 30% off of what he ever gave her, and he really didn't care.

This is Revive Our Hearts with Nancy Lee DeMoss for Friday, July 31st.

Back before the financial crisis that began last fall, Nancy interviewed Jan Thompson, author of Managing the Money Maze.

Jan was concerned back then in 2006 about debt and overspending, and in the years that followed, she was proven right. We're going to hear the final part of that interview

and the question and answer time with our audience. We'll learn how to get out of crisis mode and use money in a significant

way. Jan, we've been talking about first getting into a place where you know what's coming in,

you know what's going out, and you're committed to spending less than what you earn, which

for some people just getting that far would be a huge gain,

huge victory. And getting to the place where you're debt-free, avoiding debt on depreciating

items, and you've given us some good counsel on that. But you're really trying to help people

get even further than that. To some people, what we just described is like heaven, you know, the most they could ever hope for. But you're saying, we want to help people get even further than that. To some people, what we just described is like heaven,

you know, the most they could ever hope for. But you're saying we want to help people go beyond that

into meaningful, biblically based, fruitful use of the resources God's entrusted to them. And that

involves some long-term goals and thinking ahead and planning. Help walk us through what that

might look like. Okay. You can't even begin to do long-term planning until you understand

the short-term plan. So all income that comes in will get funneled into one of four categories

before it can even get down to a level where it can be utilized

for the mid and the long range goals.

Those four categories are giving, taxes, debt repayment, and living expenses.

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