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Welcome to Radical Personal Finance. It's your dedicated providing you with the knowledge,

skills, insight, and encouragement you need to live a rich and meaningful life now,

while building a plan for financial freedom in 10 years or less. My name is Joshua Sheetz. I'm

your host. Today, I want to share with you some good and useful and productive financial goals

that you can establish for the new year. Now, clearly, recording and releasing this on Wednesday,

January 25, 2023. I'm a little bit late. Thank you for your patience, my wife, and I have been a

little busy. Welcoming our fifth child to our household. Thankfully, we want you to rejoice with

us. Thankfully, very happy to report that childbirth went well. Mom and baby are doing well. Everyone's

doing perfectly and settling into our new larger expanded family and everything is going swimmingly.

We're doing really well, but obviously it's a very important time. I've been off the microphone

to be caring for my wife and our children, etc. Forgive me for being just a little bit late.

In some ways, and by the way, I was often when we have a baby, I come back and I do a podcast about

something related to childbirth. I actually spent the last hour sitting here working on one,

but I couldn't, not childbirth, but having children. I couldn't get the tone right. I'm

canning that episode and doing this episode instead. Anyway, it could turn out to be a good thing

that I'm creating this podcast about intelligent goals for the new year, because this is a good

time to be thinking about it. Yes, maybe it would have been better if it were before January 1. But

there are some things that I want to give you these ideas, because these are intelligent goals to

do any time. There are some things that now that we're well in the swing of the new year, the

...