Mailchimp would like to talk to you about customers.

A customer is what happens when marketers fail to personalise their marketing,

grouping customers with very different behaviours into one tangled mess.

But with MailChimp, marketers can use real-time behaviour data to personalise every email for every customer.

So get MailChimp and turn your customers into customers.

Into it MailChimp, the number one email marketing and automation brand.

Based on customer numbers, for verification email, advertising at MailChimp.com.

Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge,

skills, insight and encouragement you need to live a rich and meaningful life now,

while building a plan for financial freedom in 10 years or less.

My name is Joshua Sheets, I'm your host and today I want to talk about some useful personal

finance rules to protect yourself from financial collapse.

And in this case, when I use the term I mean it, I'm not talking about

a broad scale collapse of an entire economy or a country, etc.

But I'm talking about the collapse of an institution.

And today's commentary is sparked by the ongoing collapse of the large cryptocurrency exchange

called FTX.

I would imagine that most listeners of the show are aware of what is happening.

And so I'll just give you a quick overview of where we are right now,

because my comments aren't specific to FTX.

Rather, I'm using this as an opportunity for us to learn and for us to think about good practices

to protect ourselves in general on a good defensive position.

...