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Real Estate Training & Coaching School

8 Mortgage Secrets Smart Agents Use to Close More Deals

Real Estate Training & Coaching School

Real Estate Training & Coaching School

Business, News, Business News, Careers

4.7669 Ratings

🗓️ 2 October 2025

⏱️ 27 minutes

🧾️ Download transcript

Summary

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025’s Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind! 🎢 Is 2025 hitting your real estate hustle like a rogue wrecking ball? You’re not imagining it—this market’s a BEAST! 😱 Leads are playing hard-to-get, competition’s got claws, and clients are side-eyeing every move. For too many agents, the vibe’s less “top producer” and more “where’d my mojo go?” But hold up—there’s a way to flip the script before its too late! 🎬 Join real estate rockstars Tim & Julie Harris for their Exclusive Mastermind Webinar—a no-BS, action-packed session where they’re sharing the secrets on how top agents are CRUSHING the 3 deadliest problems tanking careers in 2025: 🔥 Proven, Powerful Lead Gen Systems : Unlock strategies that pull in leads like moths to a flame—tailored for TODAY’S market.🔥 Real Estate Systems That Stick: Get simple, repeatable playbooks to take back control and keep your pipeline POPPIN’.🔥 Branding That Magnetizes: Learn how to make sellers swoon and pick YOU over the competition. “Tim & Julie’s playbook TRIPLED my listings. Game-changer!” – Mike R., Top Agent 🏆 ⏰ Only 177 seats left! This ain’t a fluffy seminar with recycled advice. No replays, no do-overs—just straight-up, market-specific solutions to get you UNSTUCK. 👉 Snag your spot NOW: https://harrismastermind.com <------------CLICK TO REGISTER P.S. If you’re already obsessed with Tim & Julie’s podcast, brace yourself—these masterminds are next-level! Deeper insights, faster results, and a rocket boost to your career. Don’t sleep on this—reserve your seat before they vanish!*******************   Most buyers think the only way to purchase a home is the “standard” 30-year fixed loan with 20% down. But in today’s market, that’s far from the only option. Smart agents know the menu of alternatives — and how to match clients with the right product.Knowledge = confidence, and ignorance = fear, so let’s build your confidence with this guide. HUGE Announcement: You will love this! Looking for the full outline from today's presentation? Our DAILY Newsletter featured lead generation systems, real estate scripts, daily success plans and (YES) the notes or today's show. Best part? The newsletter is free! https://harrisrealestatedaily.com/

Transcript

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0:00.0

Hello, this is Tim Harris. Great news. Yes, we've heard you. You wanted us to continue doing our masterminds and we are doing exactly what you demand. So here's what I'm offering you. Join our mastermind. We're answering the three biggest questions, helping you overcome the three biggest challenges agents are having in their businesses right now. Here's your next step. Go to Harrismastermind.com or just click the

0:21.9

link below and join Julie and I on our upcoming mastermind. We'll see you there.

0:26.6

Welcome to Real Estate Coaching Radio, starring award-winning real estate coaches and number

0:31.3

one international best-selling authors Tim and Julie Harris. This is the number one daily

0:36.2

radio show for realtors looking for a no BS

0:38.6

authentic real-time coaching experience. What's really working in today's market, how to generate

0:43.6

more leads, make more money, and have more time for what you love in your life. And now your

0:48.6

hosts, Tim and Julie Harris. Welcome back. It's Tim and Julie Harris, and this is your favorite real estate coaching and

0:55.8

training podcast. And today we've got, as promised, a really great topic, eight mortgage

1:01.2

secrets smart agents used to close more deals. Now, what Julie did is she took a lot of time

1:08.6

and she researched all of these different types of mortgages that are out there, a lot of which I imagine even some of your better loan officers don't know about. Now, we didn't get too much into the weeds about the different, you know, FDA programs. Is it FDA? No, no, it's which, what is the one where for firmer? They might have one. I don't know, but no, FHA. Yeah. So we look there's going to be some gray areas that we have or some blind spots we have. But for the most part, we've created this information so that you now will have more information to share with your perspective. Buyers. Don't just think first time buyers or don't just think buyers by themselves, but think in terms of the sellers that also

1:44.5

have homes to sell, and then they too are going to become buyers. We don't know all the details

1:51.9

yet about the, maybe it's going to be called make housing great again. We don't know what the new

1:56.4

program is actually going to be called National Housing Emergency, but it is coming and it is going to be huge.

2:02.9

And the leading edge of these new programs is definitely going to be affordability.

2:07.1

Prices are not going to fall in homes, but payments will fall on homes because it is absolutely clear to us that the pointing end of the stick to fix the housing emergency is definitely going to be through mortgages. People

2:18.8

shop payments. They don't shop price. They don't care what the payment is. They care what the

2:23.9

price is. Do you? Do you care what the payment is on something more than what you do with the

2:27.8

prices? Because look, if you buy a million dollar house and you can afford the payment and you know you're in a market where

2:35.3

home values go up by three to five percent per year and sitting in that house you're going to make

2:39.1

$30,000 to $50,000 a year just sitting there go high house price right because you can afford the payment

2:45.3

that's how the world works and this is definitely what the Trump administration is going to be doing

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