I'm glad you're with us here on the Clark Howard Show where it's all about you learning

ways to save more and spend less and don't let anyone ever rip you off.

Being a rip off is coming up in a few minutes in today's Clark Regist moment.

There's yet another fraud that has cost people hundreds of millions of dollars collectively

where you're promised a great return on your money.

I'm going to tell you how this works.

It is a common fraud that when you hear somebody pitch it, you should know to throw them out

of your office or your home.

And coming up yet later, under the new tax law, a lot of people are actually going to

owe more tax when they go to file their tax return because the withholdings being taken

out don't take enough tax.

I'm going to tell you what to look out for to make sure you don't get hit with a surprise

tax bill and possible penalties next year.

Talk right now about click and collect.

It is the fastest growing thing in groceries.

It's where you go to the website of the supermarket you like to shop at and you

fill out your basket what you want to buy.

And then at a time that you designate and they'll give you windows, you go and pull up to

a particular area.

And in theory, your groceries are waiting for you properly chilled, frozen or fresh, all

there.

They load them in your car and off you go.

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