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Great to have you here on the Clark Howard Show,

where it's all about you and that quality yours.

I want you to learn ideas to me so you can keep more of what you have.

And we've had a year of a lot of storm activity around the country.

Now a new hurricane bearing down on Louisiana and Texas

with potential severe consequences.

And we in the United States are experiencing such an increase

in the number of severe storms of all types.

We're having a lot of areas because of urbanization and suburbanization

of areas of the country that used to be more undisturbed.

We're having more runoff, more flooding.

And so this becomes a bigger factor for you with your home.

We have a home that is not in a federally designated flood zone.

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