College students and their parents are being ripped off by the very colleges they’re attending. Banks approach universities to create co-branded campus debit cards, promising kickbacks to the school for every student that signs up for their debit. The fees on these co-branded kick-back cards are 2 to 3X normal. Meanwhile, most colleges have credit unions available to faculty, staff, administrators, and students – offering great deals and typically no to low fees. There is NO requirement you use the co-branded card and that behind these cards are dirty money kickbacks paid to the college.  Nike has launched a kids’ shoe subscription service. These plans are $20 to $50 a month - $240 to $600 a year for a Nike shoe subscription. Availability has been filled and now there’s a waitlist. Parents, don’t do this. Don’t give your kids the message that brands matter, setting them up for lifelong problems with money. Facebook’s rep has been heavily tarnished over privacy issues. They say they’re addressing the problem giving users new control over personal info, at least in part. They’re launching a new tool – ‘Off-Facebook Activity’ to give users the ability to see what info has been collected and sold to third parties. You’ll be able to manage that data, control how it’s used, disconnect history tracking and short circuit sharing with third parties. Facebook is rolling this out in Europe and South Korea to work the bugs out, promising availability in the U.S. in a couple of months.  Learn more about your ad choices. Visit megaphone.fm/adchoices