8.19.19 Be vigilant when fighting for student loan forgiveness; Disney admission discount!; Your phone number and ID theft

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 5.2K Ratings

🗓️ 19 August 2019

⏱️ 36 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

The student loan forgiveness program has failed, denying those in the public service profession forgiveness after 10 years of service in good faith. Now, the appointee in charge of protecting student borrowers’ interests comes to that job in the federal government from a lending company so please remember it's up to you to fight for your rights. You have got to know the rules and make sure you’re doing all required under the federal student loan program. Document every payment. New lower price on Disney admission! The only requirement: Enter Noon or later. Accommodations in Central FL are at off-season prices as well. As companies move away from using SS numbers as identifiers since the Equifax breach, more and more are using our phone numbers as identifiers. More databases are tracking us based on our phone numbers. Many loyalty programs require phone numbers. It’s easy now to use an alternative number to keep your main one more private. Sign up for Google Voice to receive a distinct phone number. This can be a replacement identifier. The Burner app provides a continuing stream of different numbers. A NYT tech writer investigated what info could be gleaned about him from his phone number. It was massive – full dossier – all from databases using phone numbers. Personal safety and privacy are tied to your phone number. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	It's my pleasure to welcome you to the Clark Howard Show where it's all about you and
0:11.1	that while it adores.
0:12.1	I want you to learn ideas to me so you can save more and spend less and don't let anyone
0:17.9	ever rip you off.
0:20.4	Coming up in a few minutes, where normally we'd have the Clark Rage's moment today, I've
0:25.6	got a sizzling deal for you, the opposite of a rip off and coming up yet later, I have
0:32.8	a way for you to do something that will help to some measure protect your identity online.
0:40.6	I'm going to tell you a very simple procedure you can follow that will help with some
0:46.6	of the prying eyes that are out there.
0:50.0	Our main website is Clark.com and when you're into deals, ClarkDeals.com is the place.
1:00.1	We have a huge number of Americans that are facing back breaking burdens from student loans.
1:09.4	I've talked over the years about the abuses in the student loan industry with a lot of
1:17.0	really, really rotten terrible scoundrels in the student loan industry and student loan
1:23.8	servicing that purposely lie to borrowers to prevent borrowers from being able to pay back
1:31.3	their student loans on the most favorable terms.
1:36.4	The greatest scandal affecting the federal student loan program involves people who are
1:42.4	doing public service work is police officers, firefighters or teachers, where they're
1:48.2	doing public service work and there's a special public service loan forgiveness program, where
1:55.6	when you are in a public service profession like those and there are some others as well,
2:00.6	your loans are forgiven remaining balanced after 10 years of payments that you've chosen
2:06.7	to go into a profession of public service.
2:09.7	You're not making as much money as you'd make elsewhere and to encourage people to go
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Clark Howard, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Clark Howard and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.