Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge,

skills, insight, and encouragement you need to live a rich and meaningful life now, while

building a plan for financial freedom in 10 years or less.

My name is Joshua Sheetz, I'm your host, and today on the show, I want to share with

you some insights that I have, a few ideas that I've come up with personally, and it's

my hope that these ideas might help you to, as the Great Wayne Gretzky said, skate to

where the puck is going to be, not where it is.

I call this the WhatsApp phenomenon, and this is an idea that I've considered for a good

number of years now, but I see applications of it to the world around us, to some of the

questions that you might be thinking about, some of the ideas that you might be considering.

And yet this is something that has happened within your and my lifetime, and I think the

drivers of what I'm about to describe to you are something that you can see personally,

which makes it interesting as a philosophical tool.

One of the definitions of philosophy that I like is those things that people everywhere

can think about, just based on their personal experience.

You don't need to go out and do research on anything, you can just think about this, and

so I'm going to elaborate a theory that I came up with personally.

I've never seen this theory read, or I've never gone looking for articles on this theory,

and they might be out there, but I came up with this theory, but I think you'll probably

be able to see the point that I'm making in this theory and then see the application

of it.

I want to talk about how the world develops and is developing.

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