Welcome to Radical Personal Finance, a show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now, while building a plan for financial freedom in 10 years or less.

My name is Joshua Sheets. I'm your host. Today we're going to talk about the basics

of living rich while also working towards financial freedom, and I'm going to share with you some

ways that I have changed my mind.

I'm going to share with you why I have decided to be less frugal in the future

than I have been in the past, why I'm going to intentionally choose to spend more money,

even though that will probably delay the time at which I'll be financially independent.

When I created a little tagline that you hear me lead every show, I'll be financially independent.

When I created a little tagline that you hear me lead every show with, living a rich and

meaningful life now, or building a plan for financial freedom in 10 years or less, I just sat

down and I spent some time noodling on the words that really resonated

in my heart of the message that I wanted to share with people around money.

And I tried to put those words into a sentence or a phrase and what came out naturally

was that dual-fold mandate, living a rich and meaningful life now and building a plan for

financial freedom in 10 years or less.

And it simply resonated with me.

I started saying it and the more I said it, the more it resonated, the more I

started saying it.

But it's been a while since I've defined the terms. And so I want to begin with

defining the terms as I think about them and then tell you about these changes that I'm making so that I can

focus more on living rich rather than pursuing financial independence.

Let's begin with the first part. You'll notice that I talk about living a rich and meaningful life. I inserted the word meaningful for a

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