You wrote a piece for defector a couple of weeks back that I wanted to talk about of

another nightmare phenomenon in the US healthcare system that I was not aware of.

That basically is just like if you own a home and take advantage of Medicaid ever,

they can repossess you, they can like basically foreclose on your home after your dead.

Yeah. So it's like that basically what's going on here?

Kind of yeah, it's a little complicated because and you know I think obviously it's one of those

things that's very complicated by design. And it varies a lot by state. So in some states,

if you are over the age of 55 and you use Medicaid at all for like healthcare stuff, you know,

go into the doctor, go into the hospital, anything, they can quote unquote recover the cost of that

from your estate after you die. In most states, it's just the cost of long-term care. So like

nursing homes or having a nurse come to your house or whatever. But yes, in many states,

it is also just any medical costs. And the way it works is basically when you sign up for Medicaid

over that age, you sign a form saying, you know, I accept that the state can recover the cost of my

treatment or nursing or whatever from my estate after I die. Most people who are on Medicaid are

very poor because it's a program for the poor. And to qualify for long-term care Medicaid,

you have to be really, really, really poor. And so for most people, if they have anything left in

their estate, the only thing that's likely to be in their estate is their house because that doesn't

count towards the like assets that you can have to be on Medicaid. So basically it means that like

if you have anything to leave to your children when you die and you have Medicaid, the state can

put a lien on your house or basically what they call recover, what they say is the cost of your

treatment from your estate after you die. And what is the current cutoff for like the income level

which you can qualify for Medicaid? Well, so this is another thing where in states that have

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