It's great to have you here on the Clark Howard Show where it's all about you and that

wall of the yours.

I want you to learn ideas to me so you can keep every dollar that you've got.

Our websites are Clark.com and ClarkDeals.com.

The clock's ticking.

We are up against it with the tax deadline for this year that was pushed back from April

15th and you got to get things going by Wednesday.

Let me tell you what's involved.

There are a huge number.

I don't even know how many tens of millions of people who can't pay their tax bill that

you owe this Wednesday.

What do you do?

Well, don't do what people historically have done.

Say, well, I can't pay the taxes, so I'm just not going to file because the IRS has two

levels of penalties.

They've got one, which is failure to file, huge penalty, and the second failure to pay,

which is a relatively small penalty, especially with how interest rates track with the IRS

based on what's going on with the general economy.

The interest you owe on an unpaid balance is not ugly, but what you have to pay if you

fail to file is beyond ugly.

So here's the tactics you should follow.

First, if you have the money to pay, but you don't have your return ready yet, you can

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