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This is Optimal Finance Daily, Episode 691, Open Letter to a High School graduate and

what is a really good credit score, both by Philip Taylor of PT Money.com.

And I am your narrator Dan.

Welcome back to Optimal Finance Daily, a brand new week here

at the podcast where I read to you

from some of the best personal finance blogs on the planet.

And I'm going to keep this intro nice and short for you to start the week,

so let's get right to our two posts as we optimize your life. Open letter to a high school graduate by Philip Taylor of P.T Money.com.

When I receive graduation announcements in the mail from friends and relatives, it automatically takes me back to my own high school commencement.

The excitement of completion and the anticipation of college is like no other.

But I also remember how unprepared I was to begin making my own decisions about banking, saving money, spending wisely, and developing a budget.

That's where this letter comes into play.

Hopefully, this open letter to high school graduates can provide some useful personal finance tips as you begin to face life in the real world.

To all high school graduates.

First, congrats to you on your many successes and achievements.

Take a moment and be proud of yourself.

You deserve it.

...