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This is Optimal Finance Daily. episode 639 a lifetime of riches is it as simple as a few habits

Part one by mr mr mr mr moustache. moustache. moustache. moustache.

com and I am Dan I am here each weekday reading to you from some of the best personal finance

blogs on the planet.

For now let's get right to our post and start optimizing your life.

A lifetime of riches, is it as simple as a few habits?

Part 1 by Mr. Money Mustache of Mr Money Mustache.com.

As a Mr Money Mustache reader, you are on the straight and narrow path to considerable wealth. You're actively soaking up financial

knowledge and putting it into play in your day-to-day life. Unless you are very new here, you probably

don't need convincing of either the value of creating a golden financial situation

or the methods by which we pursue it.

Understand and optimize your spending with happiness as the prime directive while improving

the rest of your life and increasing your ability to earn money as a side effect.

Sounds easy when you put it that way, but to newcomers there are many roadblocks.

First is the issue of basic financial knowledge itself. Most of your neighbors believe

that borrowing money for cars and kitchen renovations is a perfectly reasonable thing to do.

A 5 to 10 percent savings rate is admirable and credit cards are a way to borrow money

...