On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is

InvestTalk, independent thinking, shared success.

Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial portfolio manager, Luke Guerrero.

Good afternoon, fellow investors, and welcome back to InvestTalk.

I'm Luke Guerrero, and today is Friday, July 25th, 2025.

We've made it through yet another week, the final full week of July 2025, and things are quickly moving.

It seems as though the year just started yesterday and I

know I can't be alone in thinking that. I talk about it with my friends, my family

all the time. The older we get, the quicker time seems to pass. And with a

backward-looking lens, things tend to make sense.

Hind sight is 2020.

Once you are where you are, you understand how you got there.

But part of investing is trying to figure out where we are going.

And so here at InvestTalk, we hope to illuminate that path just a little bit for you to help

decipher some of the clues, to filter out the noise, to see what are the signals,

and most importantly to help make you a better and more educated investor.

Now, as always, we have a mix of educational and actual material to go over today,

but the most important part of this show is your finance and investment questions,

because we can't read minds.

We need your help to understand what you care about. In just a bit, we'll talk about the market performance today, another positive day and week,

and run down those show topics we have for you, but first let's tackle this caller question.

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