586-Friday Q&A (Credit Card Edition): Should I Close My Old Credit Cards Before Applying for a Mortgage, How Should I Refinance my Business Credit Card, How Can I Use My Credit Cards Privately, How Do I Pay Off My Credit Card Debt as a Newlywed
Radical Personal Finance
Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP
4.2 • 1.9K Ratings
🗓️ 5 October 2018
⏱️ 83 minutes
🧾️ Download transcript
Summary
Today, we do a special (and really good) live Q&A exclusively on the topic of credit cards. We cover:
- Should I Close My Old Credit Cards Before Applying for a Mortgage?
- How Should I Refinance my Business Credit Card?
- How Can I Use My Credit Cards Privately?
- How Do I Pay Off My Credit Card Debt as a Newlywed?
Transcript
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| 0:00.0 | It's Friday and today we do live Q&A on the topic of credit cards. Welcome to Radical Personal Finance a show dedicated to providing you with the knowledge, |
| 0:24.6 | skills, insight and encouragement you need to live a rich and meaningful life now, while |
| 0:28.7 | building a plan for financial freedom in 10 years or less. |
| 0:31.5 | My name is Joshua, I am your host and today we do a live |
| 0:33.8 | Q&A on the topic of credit cards. This next week on Monday we're I'm |
| 0:38.6 | launching a new course called How to Borrow Money Safely and Never Pay |
| 0:41.6 | Interest using credit cards and so it'd be fun. |
| 0:44.4 | Let's just talk about credit cards. |
| 0:46.4 | There are probably few conversations in public personal finance discussion that are as |
| 1:00.3 | heated and as opinionated as credit cards. |
| 1:02.6 | People have some strong feelings about them. |
| 1:05.5 | And I think that's reasonable because many of our lives have been dramatically |
| 1:08.8 | impacted by credit cards. |
| 1:10.8 | A lot of us have been deeply in credit card debt and to get out of it was the |
| 1:13.8 | subject of many months, if not years, of hard work. Some of us have used credit cards to great |
| 1:19.6 | effect and those credit cards have been a real opportunity allowed us to start new |
| 1:24.0 | businesses and take care of problems that that we otherwise wouldn't have been able to |
| 1:27.8 | take care of. But I thought it'd be fun to do a Q&A entirely focused on credit cards. |
| 1:31.9 | So I opened the phone lines for today. They're open |
| 1:34.0 | to any any listener. I put out an announcement in the in the podcast feed there on your |
| 1:38.0 | phone. And so the phone lines are open to any listener today who had a question |
| 1:42.2 | related to credit cards. |
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