558: Seeing Greene: Cash Flow—The Most Overrated Metric in Real Estate?
BiggerPockets Real Estate Podcast
BiggerPockets
4.8 • 16.5K Ratings
🗓️ 16 January 2022
⏱️ 60 minutes
🧾️ Download transcript
Summary
Cash flow is arguably the most important metric in real estate investing…that is if you’re talking to novice investors. Expert investors, like David Greene, know that cash flow is but one of many factors to consider when buying a rental property, and it’s arguably the least important. While rookie investors focus on building their cash flow, veterans focus on building their wealth while freeing up their time.
On this week’s episode of Seeing Greene, your jiu-jitsu and real estate sensei is back to drop some wealth-building bombs so you can work less, live more, and lead a happier life. David takes questions in the form of video submissions as well as questions off of the BiggerPockets forums. The topics of these questions range from HELOC (home equity lines of credit), buying rentals without a W2, cash flow vs. appreciation, and why rent appreciation isn’t matching home appreciation.
Want to ask David a question? Send in your video submission here!
In This Episode We Cover:
When to use HELOCs, hard money loans, or conventional loans to buy rentals
How to find financing for a rental when you don’t have W2 income
What sellers look for when deciding on which offer to take
How to lower your DTI (debt-to-income) ratio so you can qualify for more loans
Whether or not to focus on cash flow or appreciation for long-term wealth building
Why rent growth cannot and will not match home price appreciation
And So Much More!
Links from the Show
Submit Your Questions to David Greene
BiggerPockets Podcast 534: Seeing Greene: Should I Buy Now or Wait for a Market Cool-Off?
BiggerPockets Podcast 513: Seeing Greene: BRRRR 101 – Loans, Deals, & Cash Flow —
BiggerPockets Podcast 501: Seeing Greene: How Soon Can I Refi? + 11 Other Real Estate Questions
Click here to check the full show notes: https://www.biggerpockets.com/show558
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Transcript
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| 0:00.0 | This is the bigger pockets podcast. |
| 0:02.1 | Show! |
| 0:03.0 | $5.58. |
| 0:05.0 | Sometimes taking the safe road is the quickest way to guarantee that you lose. |
| 0:10.0 | Okay? |
| 0:11.0 | It doesn't mean you should be risky, but it does mean that you should not assume conservative |
| 0:15.9 | or safe equals success. |
| 0:18.6 | Sometimes it doesn't, and this is one of those areas. |
| 0:21.2 | If they stay on the path that they're on, they're not going to hit financial freedom. |
| 0:25.0 | They're going to be working for a lot longer. |
| 0:31.4 | What's up everybody? |
| 0:32.4 | This is David Green, your host of the Bigger Pockets Real Estate Podcast. |
| 0:36.0 | Today here with a Seeing Green Edition, where you will be submitting your video and forum |
| 0:42.2 | questions, and I will be doing my absolute best to answer them. |
| 0:45.7 | Now Brandon isn't with me today. |
| 0:47.5 | He's with us in spirit, and we put a little funny Easter egg into this video. |
| 0:51.4 | So please, if you're watching on YouTube, watch all the way through. |
| 0:53.7 | And if you're not, go check it out on YouTube. |
| 0:55.9 | It's going to be probably somewhere near the middle to the end of it that I think Brandon |
| 0:59.7 | will get a kick out of. |
| 1:01.2 | Today's show is all about teaching you how to build wealth through real estate. |
| 1:05.3 | We do that by bringing on top performers, expert investors, and just everyday regular |
... |
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