This is Optimal Finance Daily.

Episode 538,

How to Talk to your Partner about Money, the definitive script

by Ramit Satey of I will teach you to be Rich.com.

And I am Dan. Welcome to another edition of the show where I read to you from some of the best personal finance blogs on the planet.

And I'm going to keep the intro nice and short for you today, so let's get right to Ramit's post as we optimize your life.

How to talk to your partner about money, the definitive script by Ramit Sati of I Will Teach You to be Rich.com.

Here's the definitive script on how to talk to your partner about money without nagging or

making them feel defensive. I've included the exact word-for-word phrases to use,

along with the exact information you need.

Use this when you're getting married, moving in with your partner,

or getting serious about money.

Bonus. Notice the psychological strategy strategies being employed in the script.

Remember how painful those defying the relationship conversations were back in college?

Now imagine you have to sit down and talk about money while wishing you could use the sweat from your forehead to drown yourself.

Sure, you and your boyfriend or girlfriend might have had an occasional chat about money, but when you're getting serious,

whether you're recently engaged or moving

in together or just at a point where your decisions start to really affect each other, it's important

to spend some time talking about your money and your financial goals. Talking about money with your partner might sound painful but I promise you

it doesn't have to be awkward. As corny as it sounds it can actually bring you

closer together if you know what to ask and stay calm.

And if your girlfriend or boyfriend isn't a nut job with $300,000 in credit card debt.

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