How much money would you be willing to spend now if it would help you to spend less overall?

How much money would you be willing to spend to curb your desires to spend more money?

Have you ever thought about that?

And no, here I'm not talking about the value of buying things on sale. My parents when I was growing up used to have a funny joke

about the fact that my mom would come home from the store and be thrilled about the fact that she

saved a dollar to buy a two dollar item that she didn't really need.

And my dad would always say, they would always laugh because my dad was the kind of person who

would pay $3 to buy a $2 item that he actually did need.

And my mom would run into a good sale and say,

look how much money I saved.

My wife and I like to joke about that as well.

If you find a good sale, look how much money I saved no he didn't really save

money if you're buying things you didn't have that you didn't intend to spend but no

I'm not talking about that little funny thing that we talk about. I'm talking about controlling yourself from influences and protecting yourself from influences that will lead you to spend more money.

I recently was speaking with a listener of the show and this listener was sharing with me how he spent

on average something like $60 a month in order to remove as many commercials as possible from his life.

And the examples that he gave was spending on YouTube Red instead of watching the YouTube videos for free, he subscribes to YouTube Red

so that he can avoid the advertisements. And he subscribes to, I think it was a music streaming service and that he avoids the advertisements

there and he primarily listens to podcasts for his audio input so he can avoid the advertisements

that are on commercial radio and he spends money on various

bits of cable equipment and TV watching equipment so he can avoid the

advertisements on TV and his estimate was that total, speaking largely at the worst possible,

...