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Radical Personal Finance

529-Friday Q&A: How to Protect From Disability Without Disability Insurance, How to Cover Unknown Future Risk, How Should I Finance a Land Purchase, Will My Credit Score Be Messed Up By Mortgage Shopping, How to Adjust Content for Different Audiences

Radical Personal Finance

Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP

Self-improvement, Business, Education, Investing

4.21.9K Ratings

🗓️ 2 March 2018

⏱️ 83 minutes

🧾️ Download transcript

Summary

Friday Q&A today! We cover:

  • How can I protect myself from the risk of disability without getting disability insurance?
  • How can I make sure that future, unknown risks are adequately covered today?
  • What financing option should I use to buy a piece of land?
  • Will my credit score be messed up by shopping for a mortgage?
  • How can I adjust content for different audiences?

I'd love to have you call in next week! Details here: www.RadicalPersonalFinance.com/patron

Joshua

Transcript

Click on a timestamp to play from that location

0:00.0

It's Friday and after far too long Friday means Q&A. Welcome to Radical Personal Finance, the show dedicated to providing you with the knowledge,

0:24.8

insight, education and encouragement you need, to live a rich and meaningful life now,

0:29.5

while also building a plan for financial freedom in 10 years or less. My name is Joshua and I am your host and on Fridays whenever

0:35.4

possible I like to do a Q&A show. It's been far too long. We missed the entire month of February

0:41.6

but it's March and we back, and it's Friday.

0:45.0

I do love to do these shows because it really helps me to have feedback, direct feedback from my

0:58.6

listening audience instead of you being the great amorphous blobby mass out in the hinter boonies I actually get to talk

1:06.2

with real people which I really love and talk about real situations and so I love to do these

1:11.7

I want to do them at least weekly. I really enjoy them.

1:14.0

The challenge, of course, is one technological on my end. We missed February as I was working through some

1:19.3

changes in my office environment. I have to figure out how to make sure that I can be in the

1:23.7

right place to do them and then secondarily making sure that I have enough calls.

1:27.4

I do restrict these programs to patrons of the show and today we're gonna have to have a great show. I've got six

1:34.6

collars lined up which is a good balance for a show but I need more collars so

1:38.6

that means I need more patrons. If you would like to interact with me on a show

1:41.8

like this, I'd love to have you do it.

1:44.0

And by the way, you can interact with me on anything.

1:46.2

Sometimes I get angry comments from you guys, comments on the blog, and comments where you're frustrated.

1:51.0

And I always just say, why don't you come and call

1:53.2

and talk to me about it I really would love to do that I love to answer

1:55.8

financial planning questions and I love to do it in this context because it's so real

2:00.8

it's personal we can talk about actual situations.

...

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