When you retire, you're going to realize that there are some things you wish you had known ahead of time. And surprisingly, these things have nothing or little to do with what you might guess. It's not the usual things like Social Security or Medicare or even Roth conversion strategies. That being said, these things are crucially important if you want to make sure that you're getting the most life out of your money, especially in retirement. So in today's podcast, I'm going to walk you through the five of the things that you're going to wish you had known before you retired. This is another episode of Ready for Retirement. I'm your host, James Cannell, and I'm here to teach you how to get the most out of life with your money. And now, on to the episode. When you think about retirement, the first things that probably come to mind

are things like, how much should I contribute to my 401k? When should I collect social security?

How do I minimize taxes? And while all these things are very important, they're not the things

that you're going to wish you had known before you retired. And not to say they're not important,

but there's some other things that you're just not

going to think of, at least most people don't think of. And I say this because I've worked with

dozens and dozens of retirees at Root Financial. I've seen hundreds of different situations

in between this experience and industry data, we've narrowed down the five biggest things that

most people wish they had known before they retired. And in today's podcast, I'm going to share those with you. Before we jump in, I always like to highlight the review of the week as a way of saying thank you to those of you who have left a review. Thank you so much for those that do. It really helps us. It helps people who are looking for good information. And today's review of the week comes from Sandy 808. Sandy 808 leaves a five-star

review that says excellent breakdown. James, I loved episode 160. In my mind, I knew that my

withdrawal rate would fluctuate and that I needed to account for changing needs, but the way

you broke it down and quantified how much I would need in each bucket. And now to calculate it to the present

value made so much sense to me. Thank you for sharing your wisdom. I learned so much from your

podcast. Well, Sandy 808, thank you very much. Thank you to all of you who are leaving reviews,

more and more people finding the podcast every month. And that's thanks to listeners like you, who are leaving

reviews, who are telling coworkers, who are telling

friends and family. So thank you for doing that. Thank you for listening. And I hope you continue

all of you to find wonderful and valuable content in the things that we put out. So let's now get

to the episode. The five things that you're going to wish you knew before you retired. And like I said,

these don't have to do with what you might think. It's not the

Medicare plans and the social security and the investments and the taxes and the estate planning.

Not that those things aren't important, but most people expect those things to be important.

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