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Rachel, I don't know if you know this, but there is a retirement crisis happening in America.

Is there?

Here's the stat that shocked me.

Nearly half of Americans aren't saving at all for retirement and those who do aren't saving enough.

So for those of you, maybe you're in your 40s or 50s, retirement isn't a far off dream

at this point.

It's a fast approaching reality.

And we get tons of questions from people asking, do I have enough money to retire?

How is this actually going to work?

And people that listen to the show, they want to retire with dignity.

It's a goal.

But sadly, many people,

they're not that serious about saving her for retirement. They haven't made it a priority. So

let's get a benchmark of what the average person in their 40s and 50s has saved for retirement.

You ready? According to a recent survey or a study done by Ramsey Solutions, the average

American in their 40s has an average balance of $93,400 save for retirement

and contributes 8% of their income towards retirement. The average American in their 50s has an average

balance of $160,000 and contributes 10% of their income into retirement. So with those averages,

though, it's still, it's not enough.

No. So here's the deal. If you're doing these five things in your 40s and 50s, you are not

serious about saving for retirement. So we're going to call this five signs you're not taking

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