Fancy a fever tree in a glass with ice and rum.

You thought I was going to say gin, didn't you?

But I'm talking about fever tree ginger beer made from three gingers for that perfect

blend of freshness, sweetness and spiciness, delicious with rum or on its own.

Fever tree ginger beer mixed with the best.

Mmm, that spices things up.

I'm glad you're here with us on the Clark Howard Show where it's about your

empowerment with knowledge so you can keep more of what you make.

You got a question for me go to Clark.com slash ask and we got lots of ways to answer your

questions. You want specifically try to get me to answer your question you'll see a box you

can check for that coming up later in the midst of a very strong job market.

There's still an average of a million people a year who get laid off many times because

their employers failed. What do you do about that? What do you do next?

So I want to talk right now about something that is unfortunately a booming business right now

and it's hackers that seize the computers at government offices, at businesses big and small

and we only hear about it happening when it's a big institution. There was a

county government apparently recently that got hacked and the rumor is they paid a ransom

to the hackers to get their systems back working. It's a tough choice. What do you do

once your systems have been seized? A lot of times for small businesses it never makes the news

but the small business is out of business from a hack. So we got to talk. What should you be doing

because as a small business person you cannot have your own data department. You can't have

your own security department and the irony is that even these big companies and big governmental

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