Today in Radical Personal Finance, The Show dedicated to providing you with the knowledge, skills,

insight and encouragement you need to live a rich and meaningful life now while building a plan

for financial freedom in 10 years or less.

My name is Joshua and I am your host, your guide and your fellow traveler on this journey towards financial independence.

Today we do live Q&A. I've got a conference line opened up, a couple of collars sitting on the line.

We'll go and have some questions and have some chats about

financial independence. I enjoy doing these shows because it gives me a chance to talk to you and allows it to be very practical.

One of the challenges of being a podcast toast, it's easy for me to sit in my office and come up with things that seem relevant to me, but sometimes without that live interaction

with you, it's often hard for me to be sure that the comments are very, that what I have to share with you is going to be really

really relevant. So we've got a few collars on the line and we'll have steel

with some real life situations so let's start with Matt in Tampa. Welcome to

Radical Personal Finance. How can I serve you today, please?

All right, thanks Joshua.

Thanks for taking my call.

So my wife and I in about two years plan on me going to seminary and will be moving.

And my hope is that I've accumulated enough cash, as well as some assets and different

retirement accounts, that when I'm at seminary I'll be able to

primarily focus on my studies and my family and and perhaps only work part-time

if necessary.

So I guess my main question was to get some your thoughts

about how I can tax efficiently get distributions

out of these retirement accounts and specifically how to utilize a backdoor

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