Hello everybody, welcome back to the show.

My guest today is Nick Majuli, he's the chief operating officer for Ritz Holtz Wealth

Management and an expert in personal finance using data analysis.

Saving money and building wealth are some of the most popular content on the internet,

but what are the absolute best ways to maximise your fortune?

Nick has broken down the complex world of personal finance to find out what the data actually

says about different strategies.

I expect to learn why earning more is better than spending less, why buying the dip is

a losing strategy, the easiest way to invest in the stock market, how to spend money guilt-free,

why almost everyone has a backwards retirement strategy, how to tell when you should sell,

what the Vanderbilt's lost fortune can teach us about spending money, and much more.

This is an absolutely awesome episode, I love when a complex, highly contested world

gets broken down by somebody that just has tons of data and experience and Nick has done

this.

This is the episode that you should come back to anytime that you are trying to make some

sort of financial investing or saving decision, just come back to this and think about what

did Nick say, what would Nick do, WWND, get it on a t-shirt or something, anyway enjoy this

one and share it with a friend if you think they suck at earning money or spending money

or saving money.

In other news, this episode is brought to you by Let's Get Checked.

Recent studies have shown that men's testosterone levels are dropping substantially since the

1980s at about an average of 1% per year.

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