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There are all kinds of little small, cheap decisions that you and I can make.

That on the front end don't cost a lot but on the back end can have a huge

huge benefit and today I want to encourage you to think about safety, to invest in safety, and to experience

the benefits of safety over the long term in your own personal life.

Before we get to that, sponsor of the day today is you need a budget.

Guess what? You need a budget and the best budgeting software for you to use each and every day is

Wienab. Wienab stands for you need a budget. It's the budgeting software that I just got done

closing down on my computer and finishing myself

So I put my money where my mouth is on this one. I use all of our sponsors except for Palladin

On Palladin I don't I don't use them because I already am

set when it comes to financial advice. But the rest of them I use and YolNab is one of those that I use.

Here's how it works. It's the best budgeting software that you can use because it allows you to actively allocate the money that's in your checking account and tell it where to go.

Not just track it, tell it where to go. This practice, if you put this into practice over the course of the coming days, in the coming

year, this will make a huge difference in your life.

Sign up for a free 34-day trial at radical personal finance. com slash ynab be sign up for the trial and take all of the free

classes that they have.

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