Hi everyone. Thanks for joining me. It's great to have you for this week's show.

I'm Laura Adams and my mission is to give you all the information, tools, resources, and inspiration to live rich and love the journey.

If you listen to last week's show, I reviewed several mistakes that people make when it comes to building wealth for retirement.

One of them is a common misstep that I see over and over, which is getting stuck on the choice between a traditional or Roth account.

And I know because I get asked this question all the time by email, on the Money Girl Facebook

page, or when I'm doing live presentations.

So I wanted to cover it in more depth for you today.

And it's really become a dilemma for more people

as employers add a Roth option

to their 401k, 403b, or 457 plans.

And interestingly, the Roth rules for workplace plans

are different than the Roth rules for IRAs.

So I'm excited to dive deeper into this topic and give you some easy ways to know if you should go Roth or traditional.

No matter if you invest for retirement using an IRA, a workplace account, or both.

Now I'm going to warn you, we're going to cover a lot of ground, so I created a handy one-page

reference tool called the Retirement Account Comparison Chart.

It's a free download that summarizes everything I'm going to cover now,

plus gives you some additional information. You can get the download in two ways, either in the transcript

for this show on the moneygirl page at quick and dirty

tips dot com or by sending a text message just text the word retire to 3344

44 again text retire to the number 33 444

and it will instantly be sent to you.

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