386: Today’s Mortgage Lending Landscape with Caeli Ridge
Get Rich Education
Keith Weinhold
4.3 • 602 Ratings
🗓️ 28 February 2022
⏱️ 39 minutes
🧾️ Download transcript
Summary
Residential and warehouse real estate have been two hot sectors.
With spiking house prices, investors are pushing out first-time home buyers. This increases the size of the renter pool.
Historically, when mortgage rates rise, so do home prices. It’s the opposite of what most people think.
For income property loans, get started at: RidgeLendingGroup.com
Learn what it takes to qualify for a conventional loan on investment property: down payment, credit score, debt-to-income ratio, etc.
There’s an update on today’s refinance climate.
Appraisals are generally keeping up with today’s hotter appreciation rates.
Learn about the easiest loan to qualify for that you’ve potentially ever experienced - the “DSCR”.
Resources mentioned:
Get mortgage loans for investment property:
RidgeLendingGroup.com or call 877-74-RIDGE
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Show Notes:
www.GetRichEducation.com/episode/386
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Transcript
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| 0:00.0 | Welcome to GRE. I'm your host Keith Winehold. In today's environment of 15 to 20% home price appreciation, what does the mortgage lending landscape look like for investment property, including a new lending alternative that could very well be the easiest loan that you're ever going to get today on Get Rich Education. |
| 0:24.7 | The people that our listeners can't stop talking about our ridge lending group and mLS 42056 they've provided g re listeners with more loans than anyone and it's |
| 0:31.4 | where i got my last few loans they finance single family income property up to four plexes they're |
| 0:36.6 | the number one lender for |
| 0:37.6 | beginners and veterans. Start your pre-qualification, chat with President Chaley-Ridge |
| 0:42.4 | personally, and get your custom plan for expanding your cash flowing portfolio. Start |
| 0:48.0 | at Ridge Lendinggroup.com. |
| 0:53.7 | Checkbook IRAs have been ruled illegal by the U.S. tax court. |
| 0:57.9 | With contribution limits 10 times with traditional and Roth IRAs allow, |
| 1:01.7 | get total control of all of your IRA funds without paying the nasty Ubit tax |
| 1:05.9 | with the retirement plan answer left standing, the EQRP. |
| 1:10.6 | You can invest your retirement funds in real |
| 1:12.3 | estate, gold, Bitcoin, and even your own business. This works whether you're a solopreneur or have up |
| 1:18.1 | to 50 employees. Learn more about getting started. Text EQRP in all caps to 72,000. |
| 1:27.4 | You're listening to the show that has created more financial freedom than nearly any show in the world. |
| 1:34.6 | This is Get Rich Education. |
| 1:39.1 | Music. Welcome to GRE from St. Augustine, Florida to Sioux-Saint-Marie, Michigan, and across 188 nations worldwide. |
| 1:57.4 | I'm Keith Weinhold. This is GetRishification. I trust that this week you are doing the |
| 2:03.8 | right thing before you do things right. You're listening to episode 386. Yeah, 386 of them. And among all |
| 2:12.5 | of those episodes, I think that two of them have actually been pretty good. Well, so far this year, gold and oil have been up. |
| 2:21.8 | Stocks and crypto have sunk into correction territory. |
| 2:24.8 | And now let's be mindful that real estate, it's actually experienced quite a divide in the last couple of years because office and retail and a lot of the commercial sectors |
... |
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