Today in Radical Personal Finance, it's Financial Planning Wednesday, and we're going to round

out the disability income insurance series.

This will be the fifth episode in this series.

We're going to talk about taxation of premiums and benefits of disability policies.

We're going to talk about various different types of disability policies that you can buy.

Some of these you'll be familiar with and some of them you will have never heard of.

And also I'm going to answer your questions, answer all the listener questions that came in about

disability income insurance. And Welcome to Radical Personal Finance, the show dedicated to providing you with the knowledge,

skills, insight and encouragement you need to live a rich and meaningful life now while

building a plan for financial freedom in ten years or less. My name is Joshua Sheets

and I'm your host. Thank you for being with me. Today we work on that

avoiding catastrophe category where we talk about

insurance and try to pull back the curtains of the disability world yet again.

This episode is the fifth in this disability income insurance series that we began quite a while ago.

Episode 337 was the first, that one was entitled, Why You Should Buy Disability Income

Insurance before any other type of insurance coverage.

That was the sales job that I needed to do on why you should really focus on disability insurance.

Next we covered in episode 339, long-term Disability versus Short-Term Disability,

and I explained why they both can be useful,

but I spend most of my time with regard to financial planning

talking about long-term disability. We also discussed

various benefit periods, elimination periods, and certain contract

...