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dot UK slash podcast to learn more. This is Optimal Finance Daily. The Price of Inattention,

part one by Michael Smith with Financial Finesse.com. As we look back at the previous year,

I've started thinking about people I've talked to this

year who have left an impression on me.

One of the more memorable people that I was able to have conversations with started with a story

that was disturbing on a few levels, but has come to a relatively happy conclusion.

The fun part for me was getting updates on her progress and seeing

the change in her voice, posture, and energy level as things got better. During our first

conversation, her voice was barely audible. Her shoulders were slumped, and I wasn't sure a smile

had ever crossed her face. During our last conversation before her promotion and transfer,

she was smiling broadly, had a great energy to use the word perky would be an understatement,

and she made Katie Couric look like she needed a caffeine boost. How did she transform almost in front of my

eyes? The issue we talked about during our first conversation was identity theft and some resulting

debt.

The worst part was that the perpetrator was her fiancé, who was now an ex-fiancee with a

warrant out for his arrest.

After they got engaged, he moved into her apartment since it was a bit nicer than

...