3476: [Part 2] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto

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🗓️ 2 March 2026

⏱️ 13 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3476: Fritz Gilbert challenges retirees to shift from a lifetime of saving to confidently spending on what truly matters, offering five practical steps to break ingrained frugal habits. From building a reliable withdrawal system to funding meaningful dreams, or giving generously, he shows how intentional spending can create deeper fulfillment and peace of mind. If you’ve struggled to enjoy the wealth you worked so hard to build, his insights provide both permission and a practical path forward. Read along with the original article(s) here: https://www.theretirementmanifesto.com/5-steps-to-learn-to-spend-in-retirement/ Quotes to ponder: "The skill-set required to create a nest egg is the exact opposite of the one you need to spend it." "Recognize that you’re 100% free to spend 100% of that money." "You’ve sacrificed for years to cross The Starting Line. You’ve lived like no one else. It’s time to ask yourself why." Episode references: Route To Retire: https://www.routetoretire.com/ Freedom For Fido: https://www.freedomforfido.com PGIM (Prudential Financial Global Investment Management): https://www.pgim.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

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1:13.7	This is Optimal Finance Daily.
1:22.2	Five Steps to Learn to Spend in Retirement, Part 2 by Fritz Gilbert of theretirementmanifesto.com.
1:26.5	Five steps to learn to spend in retirement.
1:34.3	As I reflect back on the changes we've made to support our decision to spend in retirement without worry, the following five steps come to mind.
1:37.3	Pick a few that resonate with you and find ways to apply them in your life.
1:42.3	Before we cover those, I'd like to share the following quote
1:45.6	I read in the Retirement Starts Today weekly email. It's a relevant reminder of the need to change
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