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Optimal Finance Daily - Financial Independence and Money Advice

3379: Snatch Up Your Long Lost Money by J. Money of Budgets Are Sexy on Tracking Down Lost Assets

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Self-improvement, Education, Business

4.51.3K Ratings

🗓️ 7 December 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3379: J. Money unpacks how billions of dollars in unclaimed property are just sitting around, waiting to be claimed, including hundreds his own wife forgot about from a decade-old paycheck. With step-by-step guidance and a few laughs, he shows how easy (and free) it is to search for and reclaim your lost funds, and possibly help your friends and family do the same. Read along with the original article(s) here: http://www.budgetsaresexy.com/find-unclaimed-money-property/ Quotes to ponder: "It literally takes a handful of seconds to get started, and there’s no excuse for not giving it a shot." "Claims can be made into perpetuity in most cases, even by heirs." "Unclaimed property is one of the original consumer protection programs." Episode references: Virginia unclaimed property search: https://vamoneysearch.gov/ Unclaimed.org (National Association of Unclaimed Property Administrators): https://www.unclaimed.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:16.1

long loss money by jmoney of budgets are sexy dot com this is going to sound scammy i know but millions of people are

1:26.1

missing out on billions of dollars they've forgotten about over the years.

1:30.0

$58 billion to be exact.

1:32.6

And today, I'm happy to report that number just dropped by $355.38.

1:39.4

You may recall from last year that my wife is an accidental hoarder of money.

1:44.8

She forgets cash in birthday cards, jacket pockets, graduation cards from 11 years ago,

1:50.6

true story, and apparently also paychecks worth hundreds of dollars she never cashed.

1:57.1

The check pictured in this article was long earned and forgotten over a decade ago from temp work she picked up after graduating college. I finally convinced her a year ago to do her own research for unclaimed money. And by convince her, I mean, I did it for her. And she finally got around to submitting the claim. If I didn't know better, I'd think she's allergic to money.

2:20.8

Still, this is solid proof that this stuff's legit, and I'm willing to bet a good portion of you

2:26.1

are probably owed money you've long lost too. If you can believe it, the average amount people

2:31.7

find is $892. How insane but also awesome is that?

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