It's Friday here at Radical Personal Finance Podcast. My name is Josh Wishitz and I'm your host.

Thank you so much for being with me. On Fridays we do a live Q&A call. These calls are open to patrons of the show.

At the moment I have one patron on the line.

So this patron is either going to get a very long and very valuable call or it's going to be a very

short conversation.

Time will tell. We'll see here in just a moment.

Appreciate. I appreciate so much you're listening to the show.

If this is your first time, welcome to Radical Personal Finance here.

We're dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now

while building a plan for financial freedom in 10 years or less.

Before I go right to the phone line and start today's conversation two quick

announcements first these phone calls again are open to patrons of the show if you are

not yet a patron of the show I invite you to become a patron of the show you can

find out more details at radical personal

finance dot com slash patron feel free to join as a patron of the show and

you'll get access to the call in information you can call in and I show up and you show up and you can

ask or talk about anything you want. And sometimes the calls are very full and sometimes they're

not. And so you can get a great opportunity. However these calls are public

so I've just opened up a brand new option for you and that brand new option is

that I am now doing paid phone consulting.

If you would like to speak to me personally and you just simply want to talk to me,

you want to ask me questions, you want to find out what I might have to say or might be able to

...