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Optimal Finance Daily - Financial Independence and Money Advice

3341: My Fear of Spending is a Form of Imposter Syndrome by Kiersten Saunders of Rich and Regular

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Self-improvement, Education, Business

4.51.3K Ratings

🗓️ 4 November 2025

⏱️ 11 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at:⁠ OLDPodcast.com⁠. Episode 3341: Kiersten Saunders unpacks the emotional toll of financial transition, exploring how fear of spending, even after achieving financial milestones, can mirror imposter syndrome. Through raw self-reflection and everyday moments, she reveals the deeper psychology behind money habits and how learning to trust yourself with your own success is a crucial step in financial independence. Read along with the original article(s) here:⁠ https://richandregular.com/my-fear-of-spending-is-a-form-of-imposter-syndrome/⁠ Quotes to ponder: "Instead of letting my fear of spending beaucoup money take me down a path of scarcity, I am choosing to reframe my circumstances." "It’s easier to ignore short term impulses when you know there’s something greater later." Episode references: Suze Orman:⁠ https://www.suzeorman.com⁠ FinCon:⁠ https://finconexpo.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:52.2

This is Optimal Finance Daily.

0:54.7

My fear of spending is a form of imposter syndrome

0:58.1

by Kirsten Saunders of rich and regular.com.

1:02.6

It feels like I've been running nonstop for about two months now.

1:07.0

Not only have I been traveling for work,

1:09.3

but we closed on our new house this same week we returned from FinCon.

1:13.9

Since I had already taken off work to attend the conference, I didn't request additional time for the move.

1:20.1

If time is money, I'm feeling stretched right now. If money is money, I'm feeling spread thin there too.

1:29.5

Between the down payment, new furniture,

...

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