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Your trading strategy is how you interact with the markets. So why let a rigid trading interface

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Don't invest unless you're prepared to lose all the money you invest.

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This is Optimal Finance Daily.

Why you shouldn't buy target date funds by Wanderer of millennial-revolution.com.

For some reason lately, I've been getting a bunch of emails asking me what I think of a particular target date fund, so I thought this would make a good article.

But before we get into what I think of these things, hint, it's in the title of the article.

Let's first talk about what these

things are. What is a target date fund? Target date funds are also known as life cycle funds,

age-based funds, or dynamic risk funds. That last one makes it sound pretty cool, but basically what target date funds do

is adjust your asset allocation as you get older and closer to retirement. These funds typically

have a year or target date in its name. The idea is that based on your age, you pick the fund

...