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podcast. Indeed.com slash show. Terms and conditions apply. This is Optimal Finance Daily. Why you shouldn't buy target date funds by Wanderer of

millennial-revolution.com. For some reason lately, I've been getting a bunch of emails asking me what

I think of a particular target date fund, so I thought this would make a good article but before we get

into what I think of these things hint it's in the title of the article let's

first talk about what these things are what is a target date fund target date

funds are also known as life cycle funds, age-based funds, or dynamic risk funds.

That last one makes it sound pretty cool,

but basically what target date funds do

is adjust your asset allocation as you get older

and closer to retirement.

These funds typically have a year or target date in its name. The idea is that based

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