Hi everyone. Thanks for downloading another weekly edition of Money Girl.

I'm Laura Adams, the author of several books and audio books including Money Girls Smart

Moves to Grow Rich. You can find the paper-backed e-book at your favorite bookseller.

Nicole Marie asks, my fiance's finances are in terrible shape.

His bills are rarely opened and his utilities are often disconnected.

He doesn't pay his student loans or credit cards and

collectors call every day. The problem isn't that he doesn't make enough money.

He ignores his finances and won't talk about them.

How can I make him buckle down and face the reality of his financial mess?

I have excellent credit.

So should we open joint bank and credit card accounts to help him build credit and get back on track?

If you've ever struggled with a loved one's financial messes, you can probably feel

Nicole Marie's frustration. I'm going to give her some solid advice that she should take to heart.

We'll also cover the five worst mistakes that couples make when it comes to money.

You'll learn how to turn those mistakes around so you never put your financial future at risk.

No matter if you just got engaged or have been hitched for 25 years, money is the leading cause of disagreement for couples.

That's why it's so important to hash out financial issues long before you tie the knot or move in together.

Here are the five worst money mistakes that trip up

couples and how to correct them. Money mistake number one, not being honest. If one partner feels embarrassed about his or her financial

troubles they may want to hide their money mess. This can be especially true

if the other person is doing great, financially speaking.

After all, who wants to be judged?

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