3207: Moderate and Selective Frugality by ESI on Intentional Spending and A Balanced Lifestyle

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 10 July 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life’s pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won’t go so far as to buy something cheap simply because it’s the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:02.7	This is Optimal Finance Daily.
1:08.8	Moderate and selective frugality by ESI of ESIMoney.com.
1:14.8	A couple of years ago, I was in need of an audiobook to listen to during a long drive, so I picked up money secrets of the Amish, finding true abundance in simplicity, sharing,
1:22.0	and saving. To say the least, it was an interesting read. In case you're thinking about reading this book, I'll save you the time and give a quick summary.
1:32.0	Here's why the book says the Amish do well financially.
1:35.7	They're extremely frugal at all times.
1:38.8	Not kind of frugal, not somewhat frugal, extremely frugal.
	...

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