32. Demystifying Business Cards: Easy Qualification and Maximum Rewards

Points Talk®: Your Travel Dreams, Made Possible by Points

Alex, Pam and Jess

Places & Travel, Education, Society & Culture, How To

4.9 • 734 Ratings

🗓️ 11 July 2023

⏱️ 29 minutes

🔗️ Recording | iTunes | RSS

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Summary

Hey there! We're Alex, Pam, and Jess, the Travel Mom Squad. Today, we're diving into the world of business cards and why they're essential for maximizing points and miles.

Business cards are a game-changer in traveling on points. They don't count towards the Chase 5/24 rule, except for a few exceptions like Discover and Capital One. This means you can keep opening new business cards, earning more points and miles.

Qualifying for a business card is easier than you think. While you can still take advantage of personal cards, business cards offer more significant opportunities for accumulating points. Higher welcome offers and increased flexibility make them a valuable tool in your award travel journey.

One of the best things about business cards is that they open up a whole new world of credit card options. You'll find cards with generous welcome offers ranging from 75,000 to 200,000 points. That means more points for flights, hotels, and other travel expenses.

Now, some of you might be hesitant about getting a business card. We understand. But let us assure you that you can do it! Don't let the fear of not having a traditional business hold you back. Get creative, explore side hustles, and open the door to more rewards.

If you're ready to supercharge your travel game, hit play now and listen to our latest episode. We'll dive deeper into the world of business cards, sharing tips, insights, and personal experiences. Get ready to take your points and miles to new heights. Happy traveling!

Links For All Things Travel Mom Squad: stan.store/travelmomsquad

Episode Minute By Minute:

01:10 Exploring the significance of business cards in credit card strategies.
01:51 Understanding that business cards generally do not count towards the Chase 5/24 rule.
02:25 Clarifying the Chase 5/24 rule, explaining its limitations on card approvals.
03:16 Highlighting the advantages of business cards for maximizing point accumulation.
04:24 Discussing various business cards with generous welcome offers and their potential benefits.
05:38 Explaining that award travel is still possible without business cards, but with a more limited point-earning potential.
06:27 Emphasizing the additional opportunities and benefits gained by opening business cards.
07:32 Discovering different side hustles that qualify individuals for business cards.
09:43 Sharing examples of side hustles, such as selling on Facebook Marketplace, tutoring, coaching, photography, and gig work.
12:04 Sharing personal experiences of the hosts in utilizing their own businesses for business card applications.
14:24 Highlighting creative business examples shared by readers, including ticket reselling and selling eggs.
15:39 Outlining a simple three-step process to create a business for qualifying for a business card.
17:11 Addressing frequently asked questions related to business card applications.
21:35 Sharing personal favorite business cards, including Chase Ink Cash and Hilton Honors Business Card.
27:42 Encouraging listeners to check the show notes for a blog post on how to qualify for a business credit card.

Transcript

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0:00.0	You're listening to Points Talk with the Travel Mom Squad, previously known as the Travel Hacking
0:04.7	Mom Show. Follow the links in the show notes to stay up to date with what the Travel Mom
0:09.0	Squad has been up to. One of the ways we earn so many points of miles is by opening up business
0:14.4	credit cards. If you're thinking, well, I don't have a business. Keep listening. We're going to
0:19.8	show you just how easy it is to get a business credit card
0:22.4	and how you probably have a business that qualifies you without even knowing it.
0:27.5	Welcome to the Travel Hacking Mom Show.
0:29.6	We are three moms who've discovered how to leverage credit card welcome offers
0:33.0	to get hundreds of thousands of dollars in travel expenses for nearly free.
0:37.1	We've used credit card
0:38.3	points and miles to take vacations to places like Hawaii, Paris, Greece, the Maldives, Italy, and so
0:44.3	much more. And the best part? We each still have an 800 plus credit score. Imagine being able to book a
0:50.0	vacation without having to check your bank account. It's totally possible and we're here to show you how.
0:55.0	Hey, I'm Alex. And I'm Pam, Alex's mom. And I'm Jess. We are travel hacking moms. In today's
1:01.9	episode, we are going to be talking all about business cards. So business cards are a crucial part of
1:08.5	each of our credit card strategies. And they have been, even since before we
1:14.2	started this travel hacking mom business. So we have all been getting business cards for years.
1:21.0	And I think you are going to be surprised at how easy it is to qualify for a business card.
1:26.6	So let's get into it. Pam, talk about why we love
1:31.3	business cards so much. Anybody who's in this game has got to seriously think about getting
1:37.2	business cards. You're only going to go so far without them. It is just incredible what they can do to enable you to get more points
1:46.3	of miles. One of the things I love most about them, though, is that they don't count
	...

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