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Optimal Finance Daily - Financial Independence and Money Advice

3182: 9 Things We Would Do if We Won a Million Dollars Tomorrow by Julien and Kiersten Saunders of Rich and Regular

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.41.3K Ratings

🗓️ 18 June 2025

⏱️ 15 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3182: Julien and Kiersten Saunders break down how they'd thoughtfully deploy a $1 million windfall, blending financial independence with generosity and smart investing. Their approach offers a grounded roadmap for anyone navigating sudden wealth, with a mix of practical financial moves, community uplift, and modest lifestyle upgrades. Read along with the original article(s) here: https://richandregular.com/9-things-we-would-do-if-we-won-a-million-dollars-tomorrow/ Quotes to ponder: "Pre-paying bills for a year gives you the capacity to focus on your business without having to 'think' about paying bills." "We believe in small businesses, digital entrepreneurs, content creators, and micro-enterprises." "Nothing fancy, just good old-fashioned putting that money to work, planting seeds for the future, solving problems with a small side of splurge." Episode references: Vanguard VTSAX Fund: https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Welcome to the year 2000.

0:02.8

Everyone, everywhere, is having fun, except me.

0:06.6

On BBC Eye Player.

0:08.0

I worry you're growing up too fast.

0:10.6

Yeah, we can't be your little ducky forever, can I?

0:13.0

Inspired by a true story.

0:14.8

Walk out of this house a boy, one day you'll come back.

0:17.8

When you do, you will be a man.

0:20.2

I won't hold your breath. What it feels like for a girl. I wish I could look like you. come back. When you do, you will be a man. Oh, and hard your breath. What it feels like

0:22.4

for a girl. I wish I could look like you. Bebe, you can. Why don't you? Watch on BBC I Player.

0:30.1

Here's the truth about AI. AI is only as powerful as the platform it's built into. Service Now puts AI to

0:37.2

work for people across your business,

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removing friction and frustration for your employees, supercharging productivity for your developers,

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providing intelligent tools for your service agents to make customers happier, all built into a

0:50.7

single platform you can use right now. That's why the world works with ServiceNow.

0:56.6

Visit ServiceNow.com slash UK slash AI for people. This is Optimal Finance Daily.

1:03.6

Nine things we would do if we want a million dollars tomorrow by Julian and Kirsten

1:08.9

Saunders of rich and regular.com.

1:12.9

Remember back in the days, you know, way back when life was simple. You woke up, ate your

1:18.7

cereal, went to school, came home, made a little snacky snack, did your homework, all so that

1:24.4

you could go outside and play with your friends. Like most kids, a good portion of our

1:29.8

childhood was spent alone in our thoughts in deep imagination. But as adolescent years fade and you venture

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