Hi friends, thanks for downloading the Money Girl Podcast. I'm Laura Adams, the author of Money Girl Smart Moves to Grow Rich, a fun and practical guide to personal

finance, order the paper back or ebook from your favorite bookseller.

You've probably heard the peppy song

Accentuate the Positive. It was a favorite from the 1940s that explains how

accentuating the positive and eliminating the negative is the key to happiness.

Instead of attempting to sing it for you, I'll include a link to Bing Crosby's version

in the show notes.

Though the song certainly wasn't written with cash flow management in mind, believe it or not, the same rules apply.

You see, to achieve financial security, you need more positive cash flow and less negative cash flow.

We'll cover exactly how to do that in this two-part series.

They say that cash is king.

And it's true that you won't get very far

with your finances unless you have income or cash flow.

But how do you increase your cash flow

without getting promoted to CEO or winning the lottery.

Well, the secret to boosting your cash flow is very simple.

You have to increase the assets you own that provide you with positive cash flow and reduce or get rid of the assets and

liabilities that cause negative cash flow.

Today we'll focus on how to eliminate the negative and in part two of this series we'll

cover how to accentuate the positive.

Most often, the largest negative cash flows come from our fixed expenses.

These include loans on real estate and vehicles, which require you to make the same payment each month.

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