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Optimal Finance Daily - Financial Independence and Money Advice

3145: Why I’m Grateful For My Student Loan Debt by Jen Hayes on Money Transformation Success

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.41.3K Ratings

🗓️ 17 May 2025

⏱️ 12 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3145: Jen Hayes reflects on how student loan debt, while burdensome, became a catalyst for personal growth, minimalism, and financial transformation. Her story challenges conventional thinking about debt, offering a powerful perspective shift that turns regret into gratitude. Read along with the original article(s) here: https://www.jenhayes.me//why-im-grateful-for-my-student-loan-debt/ Quotes to ponder: "I now realize how empty and unfulfilling a materialistic life is." "I’ve learned my lesson about debt, and I will make better financial choices in the future." "If it weren’t for my student loans, I probably never would’ve started this blog." Episode references: Georgetown University college cost analysis: https://cew.georgetown.edu/cew-reports/the-college-payoff/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:48.0

This is Optimal Finance Daily.

0:53.5

Why I'm grateful for my student loan debt by Jen Hayes of genhays.me.

1:00.1

This blog is about destroying debt by living below your means, so it probably seems strange that I would say that I'm

1:06.4

grateful for my student loan debt. Obviously, there's a huge part of me that is not happy about my student

1:12.6

loans. But here's why I'm grateful for my student loan debt. If I didn't have debt, my life would be

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