3129: What Does Zero Percent APR Really Mean? by Jamie Cattanach on Wealth Building Habits

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Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 3 May 2025

⏱️ 11 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3129: Jamie Cattanach breaks down the truth behind enticing 0% APR credit card offers, revealing how easily they can turn into a debt trap if you’re not careful. By understanding the fine print and developing disciplined repayment habits, you can use these promotions strategically instead of falling victim to them. Read along with the original article(s) here: https://moneyminiblog.com/credit-cards/0-apr/ Quotes to ponder: "That 0% APR offer means the card charges no interest, but it’s almost always a temporary deal." "It’s always best not to spend money you don’t have, anyway, so if you want to open that new line of credit, just pretend it does accrue interest and pay it off in full every month regardless." "When used responsibly, credit cards can be a fantastic financial tool." Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	I'm making a robot head with an Amazon box.
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0:05.0	At Amazon, we're actually using paper bags for more of our deliveries.
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0:13.0	and I'm making a dog that looks just like Monty.
0:16.0	Just one of the ways we've reduced the weight of our packaging by more than 40% since 2015,
0:20.0	which is still good for playtime.
0:22.6	Mom, where's the scissors?
0:25.6	To learn more, visit aboutamason.co.
0:27.6	com.
0:28.6	Sustainability.
0:29.6	Adobe Express is the quick and easy create anything app.
0:34.6	It's taken my content to the next level, making it simple to create everything I need to promote my business.
0:41.5	From Instagram and TikTok posts to logos and flyers, all in just a few clicks.
0:47.4	Build your brand with Adobe Express.
0:50.1	Search for Adobe Express to find out more and get the app for free.
0:54.1	Adobe Express, the quick and easy create anything app.
1:00.7	This is Optimal Finance Daily.
1:03.3	What does 0% APR really mean?
1:06.6	By Jamie Katanak with Moneyminiblog.com.
1:11.2	Maybe you're at the mall, tempted by a pair of killer new knee highs.
1:15.8	Or maybe you're at your kitchen counter, flipping idly through the mail.
	...

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