Ask and you shall receive. You've been asking us. I need to know when I can actually open the floodgates to spending.

Tune in today and we're going to give you the answers.

It's Brian Preston, the money guy, restoring order to your financial chaos. Retirement. Investing. Taxing. You've got financial questions. He's got financial answers. It's Brian Preston, the money guy.

Well done for a guy who was complaining about coffee. That was good. That was really good. So I am really excited about this.

Brian, it's not a huge surprise. We in our day jobs, we get to help folks make financial decisions. And a lot of time people equate that to like, how do I save more? How do I build wealth? How do I do this thing?

But we talk about all the time. One of our favorite things to do is to be that voice reason that tells people when they can take their foot off the pedal.

Where they can actually enjoy some of the fruits of their labor.

And we did a show. That's what you always were. The show ideas come from when we just done that show where I was very self confessional about the fact that I'm no longer considered myself a tight what now.

If you were attending the live stream, I still have a lot of tight what tendencies. I just can't get those out of my system. But it is one of those things where I love it when we talked about this in pre show planning.

We are now that you unleashed. When do we tell clients that they can actually spend? When do we tell people like, well, we ought to be able to that ought to be a show. When do we actually get to live like no one else? We all hear these things.

You're saving, saving, saving. But when do you start to put that needle over to it's okay and give yourself permission? Because that's the biggest thing. One of the favorite parts of being a financial advisor.

Here's the negative you have to tell people they're spending too much. But there is a huge positive actually for a lot of our clients is that they've been so good at accumulating assets they actually have a hard time breaking the habit of building that we tell them it's okay to start consuming.

That's right. And I love it when we get to break that point to them. And I think one of the common misnomers that people have is that, oh, well, that happens at retirement or that happens at the financial independence point.

We're actually going to talk to you today about not only does it happen there, but there are actually times throughout your accumulation journey throughout your building journey where you can give yourself the freedom even if you're young, even if you're early on, even if you're in the beginning stages, where it's okay to spend so long as you're doing the things you're supposed to do.

So let's jump right into these. And I was so excited about this slide. And here's the first slide is, is food steps are followed. By the way, here's what I think is awesome.

I like to tell you my entire life is very, I can't say Mr. McGooke is that it's gotten to be so old. Forrest gump might very well become now it's kind of getting to everyone.

But I do feel like I am the accidental success story on most things. And once again, I have stumbled into something awesome is that we've been talking about for years financial order of operations. I mean, it is one of the, if I call it money guy 101, you want to understand financial order of operations.

One of our, I came here was YouTube or podcast world, but money got family members said we love the food steps. And I was like, oh my gosh, this is one step closer to Dave grow because it is, you know, because when I do all this stuff completely backs. And I'm like, this means that Dave growing our meant to be best friends.

I mean, it really, I look at this as a son that we're supposed to you go that thunder. Dave, if you're listening, we'd love to have you on the show.

So let's talk about this because I do want to talk about financial order of operations. This is one of those things and we're going to go much deeper in this. I've got some things in the works.

Even late last night, I was working on some ideas with this financial order of operations. And I want to kind of go through this rather quickly and we know that we have other resources in the past that people can look into.

But this is when we talk about financial order of operations, but let's go through these pretty quickly. And so sign, sign number one is not that you've completed it, but that you are following the steps correctly. And so in order to know if you're following the steps correctly, you have to actually know what the steps are.

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