3% Interest Rates in 2025? This “Hack” Unlocks It

BiggerPockets Real Estate Podcast

BiggerPockets

Education, Business, Investing

4.8 • 16.5K Ratings

🗓️ 25 July 2025

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Want a 3% interest rate? What about a lower purchase price? Maybe hundreds of thousands of dollars in tax-free income? These real estate “hacks” unlock all of these benefits—and they work especially well in 2025. We’re entering a new type of housing market: sellers have lost much of their control, inventory is high, affordable areas are seeing stronger demand, and real estate investors need to pivot ASAP. So, how do you take advantage of today’s real estate market? Dave has five hacks he’s currently using to find real estate deals at better prices (and substantially lower interest rates) in 2025. You can use them to land better buys, too. Our hacks include how to “steal” a 3% mortgage rate even in 2025, the “rental property” that isn’t really a rental (but has way better upsides), how to perform renovations with less stress and more flexibility, a location hack that will get you a lower price while still having big-city demand and more! In This Episode We Cover How to get a 3% interest rate even in 2025, even if you’ve been quoted much higher The markets that have serious demand but much more affordable home prices Why a traditional rental might not be your best bet in 2025 The “delayed BRRRR” strategy that makes you more with less renovation stress How to “benchmark” rentals in your area so you know you’re getting a great deal And So Much More Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1152 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	2025 is a brand new landscape for real estate investors.
0:04.4	Whether you're growing your portfolio or investing for the first time,
0:08.5	you sort of need to understand the tactics that work today,
0:11.8	not the tactics that work yesterday, not the ones that are going to work in 2026,
0:16.7	the ones that work right now.
0:18.7	So today I'm sharing my top five real estate hacks of 2025
0:22.5	that you need to move forward on your path to financial independence. Do you want a 3%
0:28.0	mortgage? I bet you do. So watch and find out how to get them.
0:37.3	Hey, everyone. It's Dave, head of real estate investing at Bigger Pockets and an investor for 15 years now.
0:44.1	And honestly, a lot has changed in those 15 years.
0:48.0	And also in some other ways, nothing has changed.
0:51.7	For me, the big picture stuff is really all the same. I still take
0:56.3	a long-term approach to real estate investing. I'm always looking for the highest risk-adjusted
1:03.1	returns, no matter what year it is. I look to buy great assets at good values, in other words,
1:08.8	in good prices. I want to continue to earn active income
1:13.2	as efficiently as possible, so that gives me more money to invest. None of that stuff really
1:18.8	changes. That's my big picture strategy. But the tactics, the stuff that you're actually doing
1:25.2	each and every day, that stuff actually has changed.
1:28.7	The type of assets I look for. The types of financing. Actually, even the markets that I
1:34.1	invested, those have and will continue to evolve. So in today's episode, I'm going to be talking
1:40.5	about five tactical things that almost anyone can use to get ahead in
1:45.5	2025. Some of these are things that I do myself. Some of them are tips that come from the
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from BiggerPockets, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of BiggerPockets and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.