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Thank you for taking time out of your day to join us here on the Clark Howard Show.

As we continue to answer your concerns and questions with the effects of coronavirus on your life, your health and your wallet.

And coming up later, I'm going to give you an update on your 401k, the stock market and the rest, because people have been very confused about how to handle their investments and I'll deal with that as well.

But right now I want to do a reset with you.

And I know that for so many of us, we've had so much piled on us in terms of information, rumors and facts, as well as emotions involved in an incredibly short period of time, is we deal with all the different layers, health wise and financially of coronavirus.

And I want to give you my sense of where we are.

First, the next several weeks are going to be the most difficult for us in America with coronavirus from a health standpoint and financially.

From a health standpoint, it's now pretty clear what we need to do.

On a matter of getting all the elements in place, in terms of treating people who are already ill, the incredibly brave people in medicine are facing real danger themselves because of a lack of protective gear.

And we all know that.

The protective gear will dramatically ramp up over the next few weeks, hopefully with this little harm to our brave people in medicine as possible.

In addition, the protocols for treatment will steadily improve as we move through the month of April.

And in late April and in to May, we'll get to the proper medical protocol for testing regimens and then the divisions into four, which you may have heard me describe, that have been most successful in the countries that have been able to manage coronavirus the best, which is where people are divided by who have coronavirus divided by level of the virus.

And in the end, we'll get to the level of symptoms, but segregated from, unfortunately, in many cases from their family members.

And at the same time, wait out a period of time, typically a couple of weeks where people of lower-no symptoms are no longer a threat to spreading coronavirus.

And that's a key element we're going to have to get in place. And there are people who've fit in two rough categories with that symptomalists or modest levels of symptoms.

And then categories three and four, obviously are the people who need significant medical care and intervention and getting the people who need it, the level of care is something that will improve over the next several weeks.

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