A bunch of years ago, I had just quit what I thought was my dream career, trying to become

a rock star, and now I was trying to figure out what came next.

I was considering three options.

Number one was to become a shrink.

I really liked psychology, but in the end, I decided I was too selfish to spend my days

helping other people with their problems.

Number two was to become a financial advisor.

I really liked learning about saving, budgeting, and investing, but again, I was selfish.

I didn't want to devote all my energy to other people's problems.

Number three was to become a writer.

That's what I did.

But the other ideas didn't just go away.

There's at least a little bit of psychology in just about every episode of Freakinomics

Radio.

As for the financial stuff, well, that's something we all wrestle with every day, isn't it?

Today on Freakinomics Radio, we'll wrestle with it together.

We will wrestle with the standard advice on how much to save.

You have just told me to save 20% of my money.

F*** you.

We'll wrestle with the fact that a financial windfall does not guarantee long-term success.

We found that 15% declared bankruptcy.

And we'll lay out a personal finance roadmap that anyone can follow.

...